The 20 Best Tenant Insurance in Toronto

Looking for tenant insurance in Toronto to protect your belongings and provide liability coverage? Whether you're renting an apartment, condo, or house, having tenant insurance gives you peace of mind knowing you're covered in case of theft, fire, or other unforeseen events.
With so many options available in the Toronto area, it can be overwhelming to choose the right policy for your needs. That's why it's important to compare the different services and key points offered by each provider to find the best option for you.
- Comprehensive coverage for personal belongings
- Liability protection in case of accidents
- Affordable premiums and deductibles
- Responsive customer service
- Flexible payment options
Explore the list below to find the top tenant insurance providers in Toronto and make sure your rental property is properly protected.
- 1. Zensurance
- 2. Square One Insurance Services
- 3. RATESDOTCA
- 4. ThinkInsure
- 5. Leibel Insurance Group
- 6. RH Insurance Inc.
- 7. LowestRates.ca
- 8. Johnson Insurance
- 9. KASE Insurance
- 10. Mitch Insurance Brokers
- 11. DirectRate.ca
- 12. Neil Thakkar : Trusted Insurance Broker
- 13. Reliable Insurance Brokers Inc
- 14. InsuranceHotline.com
- 15. Duuo by Co-operators
- 16. Co-operators - RJB Insurance Group Inc
- 17. Levitt Insurance Brokers Ltd
- 18. Humberview Insurance Brokers Ltd.
- 19. Jamie Grabell Desjardins Insurance Agent
- 20. Intact Insurance

- Monday: 9 AM–6 PM
- Tuesday: 9 AM–6 PM
- Wednesday: 9 AM–6 PM
- Thursday: 9 AM–6 PM
- Friday: 9 AM–6 PM
- Saturday: Closed
- Sunday: Closed
1. Zensurance
Information and Reviews
- Customers appreciate the professionalism and quick response from the dedicated team at Zensurance.
- The customized solutions offered by Zensurance ensure that clients receive the exact coverage they require at a fair price.
- Zensurance stands out for its excellent customer service, with brokers going above and beyond to assist clients, even after work hours.
- Clients value the ease of working with Zensurance, highlighting the knowledge and efficiency of the agents in providing the best insurance options for their businesses.
Whether you are a new business owner looking for comprehensive insurance coverage or an established business seeking personalized solutions, Zensurance is the go-to agency for all your insurance needs.
- Monday: 8 AM–9 PM
- Tuesday: 8 AM–9 PM
- Wednesday: 8 AM–9 PM
- Thursday: 8 AM–9 PM
- Friday: 8 AM–9 PM
- Saturday: 8 AM–9 PM
- Sunday: Closed
2. Square One Insurance Services
Information and Reviews
With a rating of 4.7 stars based on 2532 reviews, customers have shared their positive experiences with the agency:
- Eran provided thorough policy details and excellent customer service.
- Eran offered exceptional service, providing detailed explanations and great prices.
- The agency responded promptly to a claim and arranged for quick onsite repair.
- Newcomers praised the fair prices and polite explanations given by the staff.
These reviews highlight the agency's commitment to delivering top-notch service and expertise to their clients.
- Monday: 8 AM–8 PM
- Tuesday: 8 AM–8 PM
- Wednesday: 8 AM–8 PM
- Thursday: 8 AM–8 PM
- Friday: 8 AM–8 PM
- Saturday: 8:30 AM–4 PM
- Sunday: Closed
3. RATESDOTCA
Information and Reviews
- A customer saved over $200 by choosing RATESDOTCA over other providers.
- Friendly staff and short call wait times make the customer experience pleasant.
- Helpful brokers educate customers on insurance choices and find great prices.
- Quick response times and significant savings on insurance premiums are consistently reported.
The agency offers convenient online appointments for customers and is LGBTQ+ friendly, catering to a diverse range of clients. The positive feedback from satisfied customers speaks volumes about the quality and effectiveness of the services provided by RATESDOTCA.
- Monday: 8 AM–6 PM
- Tuesday: 8 AM–6 PM
- Wednesday: 8 AM–6 PM
- Thursday: 8 AM–6 PM
- Friday: 8 AM–6 PM
- Saturday: 9 AM–5 PM
- Sunday: Closed
4. ThinkInsure
Information and Reviews
Customers have left glowing reviews for ThinkInsure, highlighting the exceptional service they received. Here are some key points from their feedback:
- Professional and courteous service from knowledgeable brokers
- Ability to find affordable insurance plans, even for high-risk individuals
- Above and beyond customer service, with brokers going the extra mile to assist
The dedicated team at ThinkInsure, exemplified by brokers like Todd Allen, Neil Sullivan, and Sean Maitland, ensures that every client receives personalized attention and finds the best insurance solutions. Whether you need assistance with auto, home, or commercial insurance, ThinkInsure is there to help. Contact them today to experience top-notch service and expert advice.
- Monday: 8:30 AM–5 PM
- Tuesday: 8:30 AM–5 PM
- Wednesday: 8:30 AM–5 PM
- Thursday: 8:30 AM–5 PM
- Friday: 8:30 AM–4 PM
- Saturday: Closed
- Sunday: Closed
5. Leibel Insurance Group
Information and Reviews
- Customers rave about the professionalism and expertise of the brokers, especially Jennifer Gignac, who is praised for her ability to find affordable policies with the same coverage as larger insurance companies.
- Many clients appreciate how efficient and seamless the process is when working with Leibel Insurance Group, making it a stress-free experience.
- Customers also highlight how knowledgeable and helpful the brokers are in providing all the necessary information and answering any questions promptly.
- The attention to detail and personalized service that clients receive sets Leibel Insurance Group apart, making them a go-to choice for insurance needs.
With an emphasis on excellent service and customer satisfaction, Leibel Insurance Group is the perfect choice for anyone looking for a reliable and trustworthy insurance broker.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
6. RH Insurance Inc.
Information and Reviews
With a stellar rating of 4.9 stars based on 290 reviews, RH Insurance Inc. has garnered high praise from satisfied clients. Here are some key points from the customer reviews:
- Professionalism and personalized service are top-notch.
- Quick response times and seamless processes were greatly appreciated.
- Significant cost savings and competitive rates were achieved.
- Highly recommended for various insurance needs.
Customers like Sarah Morales, Ankur Taxali, Bob McCallion, Sherri Zavitz, Zunair M. Khan, Marc Hasserjian, Susanne Markowski, and Vick Jogarasan have all shared their positive experiences and satisfaction with the exceptional service provided by RH Insurance Inc. Consider reaching out to them for your insurance requirements.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
7. LowestRates.ca
Information and Reviews
- Brandon provided excellent customer service, responding in a timely manner and ensuring a seamless experience.
- Juliana made a customer's day by going above and beyond, showing kindness and empathy.
- Some users encountered delays in the process but appreciated the polite and friendly service.
- Many praised the cost-saving opportunities, with one customer noting savings of $120 a month with the help of Natasha Gilbert.
With a stellar rating of 4.6, LowestRates.ca continues to be a top choice for insurance needs in the area. Visit their website to experience their outstanding service today!
- Monday: 8:30 AM–4:30 PM
- Tuesday: 8:30 AM–4:30 PM
- Wednesday: 8:30 AM–4:30 PM
- Thursday: 8:30 AM–4:30 PM
- Friday: 8:30 AM–4:30 PM
- Saturday: Closed
- Sunday: Closed
8. Johnson Insurance
Information and Reviews
Here are some key points from customer reviews:
- Highly trained customer service team
- Knowledgeable and patient agents
- Easy to understand processes
- Quick response times
The positive feedback from satisfied clients highlights the dedication of Johnson Insurance to providing top-notch services to their customers. If you are looking for reliable and trustworthy insurance coverage, consider giving Johnson Insurance a call today!
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
9. KASE Insurance
Information and Reviews
- Responsive and intelligent customer service
- Competitive rates with comprehensive coverage
- Reliable and trustworthy team
- Efficient and knowledgeable staff
Whether you need online appointments or on-site services, KASE Insurance has you covered. They also provide wheelchair-accessible car park and entrance for those with accessibility needs. Trust KASE Insurance for all your insurance needs and experience peace of mind with their reliable service.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
10. Mitch Insurance Brokers
Information and Reviews
- Outstanding customer service provided by Katie Young, making the insurance process seamless and stress-free.
- Daniela's clear description of terms and options, along with efficient follow-up calls, left a lasting impression on a customer.
- Josh's fast and knowledgeable service resulted in an amazing premium for a customer, who highly recommends dealing with him.
These positive reviews reflect the professionalism and dedication of the team at Mitch Insurance Brokers. With services like on-site options and wheelchair-accessible parking, customers can expect a comprehensive and accessible insurance experience. Visit their website for more information or give them a call to schedule an appointment.
- Monday: 8:30 AM–5 PM
- Tuesday: 8:30 AM–5 PM
- Wednesday: 8:30 AM–5 PM
- Thursday: 8:30 AM–5 PM
- Friday: 8:30 AM–5 PM
- Saturday: Closed
- Sunday: Closed
11. DirectRate.ca
Information and Reviews
- Customers appreciate the clear and informative assistance provided by the staff.
- The competitive rates offered by the business are highly praised.
- Individuals value the professionalism and personalized service received from the team.
- The prompt and efficient responses to inquiries make the overall experience with DirectRate.ca highly satisfactory.
If you are looking for a reliable insurance broker with excellent customer reviews, DirectRate.ca is the place to go. Contact them today to fulfill all your insurance needs and experience top-notch service.
- Monday: 9 AM–9 PM
- Tuesday: 9 AM–9 PM
- Wednesday: 9 AM–9 PM
- Thursday: 9 AM–9 PM
- Friday: 9 AM–9 PM
- Saturday: 9 AM–9 PM
- Sunday: 9 AM–9 PM
12. Neil Thakkar : Trusted Insurance Broker
Information and Reviews
- Professionalism and dedication in finding the best insurance quotes
- Exceptional knowledge of the insurance industry and prompt responses to inquiries
- Reliable and excellent service, even for individuals with previous incidents on their record
- Streamlined process, tailored policy options, and commitment to customer satisfaction
If you're looking for reliable insurance services, look no further than Neil Thakkar : Trusted Insurance Broker!
- Monday: 8 AM–8 PM
- Tuesday: 8 AM–8 PM
- Wednesday: 8 AM–8 PM
- Thursday: 8 AM–8 PM
- Friday: 8 AM–8 PM
- Saturday: 9 AM–5 PM
- Sunday: 9 AM–5 PM
13. Reliable Insurance Brokers Inc
Information and Reviews
- Knowledgeable and helpful staff, such as Adnan, who goes above and beyond to provide the best insurance solutions.
- Competitive pricing and unbeatable quotes that make switching insurance policies a no-brainer.
- Quick and efficient service that eases the stress of dealing with insurance matters.
Whether you're a new policyholder or looking to switch providers, Reliable Insurance Brokers Inc is the go-to choice for all your insurance needs. Contact them today for a quote and experience their outstanding service firsthand.
- Monday: 8 AM–8 PM
- Tuesday: 8 AM–8 PM
- Wednesday: 8 AM–8 PM
- Thursday: 8 AM–8 PM
- Friday: 8 AM–8 PM
- Saturday: 8:30 AM–4 PM
- Sunday: Closed
14. InsuranceHotline.com
Information and Reviews
- Customers appreciate the helpful and informative service provided by the agents.
- The team is knowledgeable, efficient, and friendly, making the process smooth and hassle-free for clients.
- Clients have reported significant savings on their insurance policies after using the services of InsuranceHotline.com.
- The agency has received numerous 5-star reviews praising the staff for their professionalism and dedication to helping customers find the best insurance options.
If you are looking for a reliable and customer-centric auto insurance agency, InsuranceHotline.com is the place to go!
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
15. Duuo by Co-operators
Information and Reviews
- Customers appreciate the quick and easy process of obtaining insurance policies.
- The rates offered by Duuo are reasonable and competitive in the market.
- The company provides excellent customer service and support, making the entire experience pleasant and hassle-free for clients.
- Customers value the convenience and simplicity of using Duuo's services, emphasizing the straightforwardness of the website and the application process.
With a stellar rating of 4.7, Duuo by Co-operators is a top choice for individuals seeking reliable and affordable insurance solutions.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
16. Co-operators - RJB Insurance Group Inc
Information and Reviews
With a remarkable rating of 4.8 and 138 reviews, Co-operators - RJB Insurance Group Inc has received glowing feedback from satisfied customers. Here are some key points from their reviews:
- Professional and knowledgeable staff, particularly highlighting Amber's exceptional customer service and expertise in providing great deals on auto, home, and life insurance policies.
- Positive experiences with the customer service representatives, seamless claims process, and competitive rates offered by the agency.
- Highly recommended insurance advisor, Supreet, for her exceptional help in finding the best auto and home insurance policies that suit the clients' budget and coverage needs.
These reviews reflect the dedication and commitment of the team at Co-operators - RJB Insurance Group Inc to provide top-notch insurance services to their valued clients.
- Monday: 8 AM–5 PM
- Tuesday: 8 AM–5 PM
- Wednesday: 8 AM–5 PM
- Thursday: 8 AM–5 PM
- Friday: 8 AM–5 PM
- Saturday: Closed
- Sunday: Closed
17. Levitt Insurance Brokers Ltd
Information and Reviews
With a rating of 4.7 based on 163 reviews, it's clear that customers have had overwhelmingly positive experiences with Levitt Insurance. Here are some key points from customer reviews:
- Exceptional customer service and personalized attention
- Efficient and quick handling of insurance policies
- Expertise and clear communication from brokers
- Highly recommended for anyone looking for insurance
Whether you are in need of auto insurance or looking to bundle policies for added savings, Levitt Insurance Brokers Ltd is the go-to agency for reliable and trustworthy service. Contact them today to see how they can help you with your insurance needs.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
18. Humberview Insurance Brokers Ltd.
Information and Reviews
Some of the services and features that set them apart include personalized insurance policies tailored to individual needs, quick and efficient customer service, and a team of knowledgeable professionals who are always ready to help.
With a rating of 4.7 based on 109 reviews, it's clear that customers are extremely satisfied with the service they receive at Humberview Insurance Brokers Ltd. Here are some key points summarized from the reviews:
- Customers appreciate the personalized and attentive service provided by the knowledgeable staff.
- The team is responsive, efficient, and professional, making the insurance process easy and hassle-free.
- Clients value the thoroughness and expertise of the professionals at Humberview, ensuring that they receive the best insurance coverage for their specific needs.
- Many customers highly recommend Humberview Insurance Brokers Ltd. for their outstanding service and competitive prices.
If you are in need of reliable and personalized insurance solutions, Humberview Insurance Brokers Ltd. is the place to go. Contact them today to discuss your insurance needs and experience their exceptional service firsthand.
- Monday: 9 AM–5 PM
- Tuesday: 9 AM–5 PM
- Wednesday: 9 AM–5 PM
- Thursday: 9 AM–5 PM
- Friday: 9 AM–5 PM
- Saturday: Closed
- Sunday: Closed
19. Jamie Grabell Desjardins Insurance Agent
Information and Reviews
Here are some key points from customer reviews:
- Fast and amazing service, with excellent customer service.
- Professional, caring, and accommodating team members who go above and beyond.
- Helpful and knowledgeable staff that provide prompt assistance and great value for money.
- Outstanding service for both personal and business insurance needs, demonstrating dependability and excellent customer service.
Customers praise the team for their professionalism and knowledge, emphasizing the great value they receive. Whether you're looking for assistance with insurance needs or have questions about coverage, Jamie Grabell Desjardins Insurance Agent comes highly recommended by satisfied clients.
- Monday: 8 AM–5:30 PM
- Tuesday: 8 AM–5:30 PM
- Wednesday: 8 AM–5:30 PM
- Thursday: 8 AM–5:30 PM
- Friday: 8 AM–5:30 PM
- Saturday: Closed
- Sunday: Closed
20. Intact Insurance
Information and Reviews
Customer reviews reflect a mix of experiences, with some customers expressing dissatisfaction and others praising their service. Here are some key points summarized from the reviews:
- Customers have faced challenges with claims processing and communication, leading to delays and frustration.
- Some clients have highlighted issues with paperwork and billing practices, which have resulted in unexpected charges.
- On the positive side, some customers have commended the compassionate and informed service they received during challenging times, appreciating the caring approach.
Overall, Intact Insurance strives to provide quality insurance services to its customers, with a focus on customer care and accessibility. If you're looking for insurance coverage in Toronto, they might be worth considering.
Map of Tenant Insurance in Toronto
Understanding the landscape of tenant insurance in Toronto is essential for renters to ensure they are adequately protected. This map of all tenant insurance in Toronto provides a comprehensive overview of insurance providers across the city, highlighting the locations of companies offering renters insurance and facilitating an informed choice.
What does tenant insurance cover?
Tenant insurance in Toronto typically covers your personal belongings against theft, fire, vandalism, and other covered perils. It also provides liability coverage in case someone is injured in your rental unit. Additionally, tenant insurance may help cover additional living expenses if your unit becomes uninhabitable due to a covered event, such as a fire or flood. It's essential to read your policy to understand exactly what is included and excluded from coverage.
Keep in mind that tenant insurance does not usually cover the building structure itself, as that is the landlord's responsibility. You may need to purchase separate insurance if you own valuable items that exceed the coverage limits of your policy. Make sure to ask your insurance provider for clarification on any areas of uncertainty.
Do I really need tenant insurance in Toronto?
Even though tenant insurance is not required by law in Toronto, it is highly recommended by professionals in the industry. Without tenant insurance, you could be financially responsible for replacing all your belongings in the event of theft, fire, or other disasters. Imagine having to start from scratch after a devastating event – the costs can add up quickly.
Furthermore, tenant insurance also provides liability coverage, which can protect you in case someone is injured in your rental unit and sues you for damages. The peace of mind that comes with having tenant insurance is worth the affordable monthly premiums. It's better to be safe than sorry when it comes to protecting your belongings and finances.
How much does tenant insurance cost in Toronto?
The cost of tenant insurance in Toronto can vary depending on various factors, such as the coverage limits you choose, your deductible, the location of your rental unit, and your personal profile. On average, tenant insurance policies can range from $15 to $30 per month, making it a relatively affordable investment in your financial security.
To determine the exact cost of tenant insurance for your specific situation, it's best to contact insurance providers for quotes. They can help you understand the different coverage options available and tailor a policy to meet your needs and budget. Remember that the peace of mind and protection that tenant insurance provides outweighs the cost of the premiums.
What are some ways to save on tenant insurance in Toronto?
If you're looking to save money on tenant insurance in Toronto, there are several strategies you can consider. One way is to bundle your tenant insurance with other policies, such as auto insurance, with the same provider to receive a discount. You can also increase your deductible, which can lower your premiums but means you'll pay more out of pocket in case of a claim.
Another way to save on tenant insurance is to install security measures in your rental unit, such as smoke detectors, alarms, and deadbolts. This can reduce the risk of theft and damage, which may lower your insurance premiums. Additionally, maintaining a good credit score and a clean claims history can also help you secure lower rates for tenant insurance. It's worth exploring these options to find ways to save on your insurance premiums while still maintaining adequate coverage.

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